“Right of Representation” also known as “per
stirpes.” You may have seen one or more
of these phrases in a movie or TV show or maybe even your own Will or Trust
document. But what does it mean?
Right of Representation, or per stirpes, means that whatever is being divided goes equally to those persons
named (i.e. “children” or “descendants”).
If one of those persons is deceased, then his or her share of the estate
is equally divided among his or her children.
The following flow chart illustrates an
estate divided by “right of representation.” Shown below is a scenario about Deceased
Person (DP). DP has passed away. DP had
three children, but Child 1 passed away before DP. Child 1 has two children, Grandchild 1.1 and Grandchild 1.2. Unfortunately, Grandchild 1.1 has also
predeceased DP, leaving Great Grandchild 1.1.1 and Great Grandchild 1.1.2.
DP’s will states that his whole estate is to
be divided among his descendants, per stirpes. So, as illustrated below, Great Grandchild 1.1.1 ends up with 1/12
of DP’s estate. Notice that while Child
1’s children get a share of DP’s estate but Child 3’s child does not. That is because Child 3 is still alive, so
in theory, when Child 3 dies, Grandchild 3.1 will inherit from his parent. Had Child 1 survived DP, Child 1’s children
and grandchildren would not have gotten any of the DP’s estate at DP’s death.
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